The second very important point of this letter is to inform you that Kechnie Benefits has been able to
open up a three-month window for every BC/Yukon District Pastor and church Staff Member to be
grandfathered into the plan without any medical exams or search into medical history.
This is critical
for everyone no matter his or her age. This is also rare among insurance providers - hence the benefit of large
groups like ours joining a plan all together. This is available to everyone, whether they were covered by
GWL or not
up to this point, but the window will close September 30, 2015. Following this date, retiring
pastors moving into Kechnie Benefits as well as pastors and staff members moving out of the GWL plan, along with
their family members, will be subject to the history and medical checks. Following this date, new church policies
would not require medical checks, yet all employees/retirees would need to work while covered with Kechnie
Benefits for a minimum of 3 years before qualifying for Retirement, LTD or Life benefits (funds or coverages
coming your way). This is a standard practice in the insurance industry. Therefore, if you are nearing
retirement and would like to enjoy the benefits of this plan, it is critical that you would enroll before
September 30, 2015.